Terms of Service

Last updated: January 2025

Acceptance of Terms

By accessing and using Cobalt, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Cobalt is a financial management platform that provides AI-powered insights, account aggregation, and financial planning tools. Our service includes:

  • Secure connection to your financial accounts
  • AI-powered financial analysis and recommendations
  • Document storage and organization
  • Portfolio tracking and analytics

User Responsibilities

As a user of Cobalt, you agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Use the service in compliance with applicable laws
  • Not attempt to gain unauthorized access to our systems

Data and Privacy

Your privacy is important to us. We collect, use, and protect your information as described in our Privacy Policy. By using our service, you consent to the collection and use of information in accordance with our Privacy Policy.

Limitation of Liability

Cobalt is provided "as is" without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of any information provided through our service. You use our service at your own risk.

Service Availability

We strive to maintain high service availability but do not guarantee uninterrupted access. We may temporarily suspend or restrict access for maintenance, updates, or other operational reasons.

Termination

We may terminate or suspend your account at any time for violation of these terms or for any other reason at our discretion. You may also terminate your account at any time by contacting us.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our service. Continued use of the service constitutes acceptance of the modified terms.

Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: feedback@try-cobalt.com